The risks and liabilities of the Craft Industry demand specialized insurance protection. We offer members of the AAW a cost-effective policy specifically designed for the industry, with the ability to customize to individual businesses, artists and retailers. It's comprehensive protection designed to meet the needs of the Craft Industry.

PROPERTY PROTECTION:

All Risk Replacement Cost:
Buildings
Office Contents
Machinery & Equipment
Raw Materials
Inventory
Goods on Consignment
Goods in Process
Finished Goods
Goods in Transit
Goods at Shows
Drawings & Valuable Papers
Loss of Income
Accounts Receivables
Extra Expenses
Computers

Protection from Crime Losses:
Theft
Burglary
Robbery
*Subject to exclusions, i.e. flood, earthquake, inventory shortage

General Liability
Premise/Off Premises
Operations
Contractual
Products
Completed Operations
Medical Payments
Attorney & Legal Costs
High Limits - $1 Million

Umbrella Liability (Optional)
Catastrophic Loss
Financial Ruin Protection Coverage - $1 Million & more

AAW Program Discounts
AAW Members receive significant discounts and are eligible for special plan features including premium payment options at certain levels.

Rates, minimum premiums and eligibility may vary by state. Coverage described is intentionally brief and subject to the terms and conditions and exclusions of the actual policy.

The AAW Insurance program was designed for the craft industry. It is the only business insurance program:

- Endorsed by the American Association of Woodturners
- Administered by the program experts, Smith, Bell & Thompson, Inc.
- Over ten years of experience working with the Craft Industry needs
- Dedicated staff providing underwriting and service exclusively to AAW accounts
- Provides broad policy coverage that addresses the needs of the individual client